![]() Additionally, note that Chase automatically renews CDs unless you opt out. If you withdraw before the CD matures, you’ll incur a penalty in which your account foregoes some of the previously earned interest. ![]() There’s a $1 million maximum contribution, should you be so inclined, but any amount above that must be approved through a scheduled meeting with a Chase banker. When you deposit an amount under $100,000, you’ll earn the lower range and if you deposit a greater amount, the APY increases to the higher range. For example, a six-month CD earns 4.00% to 5.00%. what you earn without a linked Chase account, offer just 0.01% APY on all CDs no matter the term, which obviously isn’t worth your time. ![]() Chase CDs offer relationship rates, meaning you must have a Chase checking account to qualify, and the minimum deposit is $1,000.
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